Chiropractors have trusted OUM for their medical professional liability insurance needs for over three decades. You can get the same high-level service and quality for your other insurance needs through our affiliate, ProAssurance Agency.

Business Related Insurance
Exposures you need to consider insuring for your practice:

Business Owners Coverage (BOP)

  • Property Coverage – Covers your building and business personal property for replacement cost.
  • General Liability Coverage – Protects you against claims for damages because of bodily injury or property damage to others resulting from your business operations.
  • Business Interruption Coverage
  • Computer Equipment Coverage

Workers Compensation Coverage (WC)

  • Coverage for an accident or occupational disease resulting from a job-related incident.  
  • Laws vary from state to state.
  • You as the owner/officer of the practice can opt to be included or excluded from coverage.

Employment Practice Liability

  • Covers wrongful acts arising from the employment alleged claims such as wrongful termination, discrimination and sexual harassment.

Cyber Security

  • Protects your practice against loss, defense costs, and data recovery costs relating to network security wrongful acts, governmental investigation, data recovery, and patient notification/credit monitoring.

 


 

Contact the ProAssurance Agency for more information or assistance with products to protect your practice.

Toll-Free: (844) 331-6298  •  Agency@ProAssurance.com

 

Not all coverages listed are available through ProAssurance Companies.